Get more time to pay anywhere online with Klarna: a payment service provider that takes the end-to-end responsibility for your payments. When you choose Klarna at checkout, you'll get the option to shop now and pay later for your purchase.
Klarna is the provider of smooth and simple payments to more than 200,000 online stores. Over 85 million consumers worldwide have trusted Klarna to securely handle their payments. It's shopping the way it should be. Effortless, safe, and fun.
To learn more about our partnership with Klarna, click here.
Split your purchase into 4 interest-free payments so you can spread the cost on your purchase over time. Enter the credit/debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time.
Your first installment will be collected when your order is confirmed by ❁FLORAL SEA❁ and your second and third installments are scheduled 30 and 60 days later, respectively. You can always monitor your payments’ schedule in the Klarna app.
Klarna does not always perform credit checks. But, when a credit check is performed, Klarna will verify your identity using the details you provided and look at information from your credit report to understand your financial behaviour and evaluate your creditworthiness.
The service may run soft credit searches that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor ❁FLORAL SEA❁ run credit pulls against you that could impact your credit rating.
Klarna will not perform a credit check on you when:
Klarna will perform a credit check when:
Klarna's third party credit checks are performed by Transunion and Experian. If you have any questions regarding their services, your credit score or the data provided as part of a credit check we advise you to reach out to them directly. These checks are performed in accordance with Klarna’s Terms & Conditions.
Klarna does not approve all payments. As a responsible lender, this is done to support responsible, ethical, and sensible spending habits.
Klarna installments payment option is automatically generated by algorithms that are dependent upon a number of different factors including address details, cardholder details, amount of order, the online store, previous order history and item availability.
Moreover, contact details changes, insufficient payment history, previous order history, bureau credit information, missed or delayed payments or reported financial difficulties can lead to being blocked from using Klarna.
If you would like to make purchases with Klarna again, we recommend the following:
Your 'pay later' in 4 interest-free installments will automatically be collected from the debit or credit card you entered at checkout. The first payment is collected after your order is confirmed. The second and third installments are collected 30 and 60 days, respectively, after the first installment. You can monitor and change your payments’ schedule in the Klarna app.
Klarna currently accepts all major debit and credit cards (i.e. Mastercard, Visa, AMEX, Discover) and prepaid cards are not accepted. Also, AMEX cards are not accepted when creating a One-time card. Keep in mind that Klarna credit accounts cannot be paid with a credit card, but can still be paid online with your debit card or bank routing and account information.
Payments made by 8:00 pm EST will post the same day. Payments made after 8:00 pm EST will post the following day. You should expect funds to clear your bank account within 1-3 business days
In the Klarna app
As soon as ❁FLORAL SEA❁ have approved and processed your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due. The return will be reflected in the Klarna app.
Refund processing times may vary and can take up to 14 days depending on your financial institution. If 14 days have passed since the issue of credit and you are still missing your refund please contact Klarna's customer service for further support.
Klarna will automatically attempt to collect your payment for your 'pay later' installments purchase at ❁FLORAL SEA❁ from the debit/credit card you entered at checkout.
If we are unable to collect your payment on the scheduled due date, Klarna will make another attempt to automatically collect the payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable in 15 days. Klarna will notify you when a payment is due two days prior to attempting to collect your payment. At your convenience, you're able to monitor the due date for your scheduled payments in the Klarna app.
Your credit score will not be impacted by using Klarna’s ‘pay later' service even if you have failed to pay on time.
Payment information is processed securely by Klarna. No card details are transferred to or collected by ❁FLORAL SEA❁. All transactions take place via connections secured with the latest industry standard security protocols.
Klarna will notify you via email and a push notification from the Klarna app when a payment is due, has successfully been collected, or in the unlikely event of your payment failing. If a payment has been collected but you have not received payment confirmation, you can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/us.
After ❁FLORAL SEA❁ has received the return, whether partial or full, and you have received a confirmation of this, an updated statement with an adjusted payment schedule will be sent to you by Klarna if you've made a partial return. With a full return, we shall refund any payments collected and cancel any future scheduled payments.
In the event that your order have not been received, please call ❁FLORAL SEA❁ to check on your order and delivery status.
As soon as ❁FLORAL SEA❁ has registered your cancellation/return, the refund will be processed within 5-7 business days.
Refunds will be issued back to the debit/credit card which was originally entered at checkout.